Trading Guide
Trading is one of the most important skills in SettleUp. Here's everything you need to know.
Player-to-Player Trading
On your turn, you can propose trades to any other player. Both parties must agree to the trade. There are no restrictions on ratios — you can trade 1-for-1, 2-for-1, or any combination you negotiate.
Tips for Player Trading
- Don't trade resources that help the leader — keep track of who's winning
- Trades that benefit both parties are more likely to be accepted
- If you have 7+ cards, trading away excess reduces your robber risk
Bank Trading (4:1)
You can always trade with the bank at a 4:1 ratio — give 4 of any one resource to receive 1 of any other resource. This is available to all players at any time during their turn, regardless of port access.
While expensive, bank trading is useful when no one will trade with you or when you've accumulated too many of one resource.
Port Trading
Build settlements on port locations (at the coast) to unlock better trade rates with the bank.
| Port Type | Rate | Details |
|---|---|---|
| Generic Port (3:1) | 3:1 | Trade 3 of any one resource for 1 of any other |
| Ore Port | 2:1 | Trade 2 Ore for 1 of any resource |
| Wheat Port | 2:1 | Trade 2 Wheat for 1 of any resource |
| Sheep Port | 2:1 | Trade 2 Sheep for 1 of any resource |
| Wood Port | 2:1 | Trade 2 Wood for 1 of any resource |
| Brick Port | 2:1 | Trade 2 Brick for 1 of any resource |
Trading with AI Opponents
AI opponents evaluate trades based on their personality and current strategy. A Friendly AI is more likely to accept fair trades, while an Aggressive AI will only trade when it clearly benefits them. Deceptive AI might accept a bad trade to lull you into a false sense of security.
Learn more about AI personalities to improve your negotiation strategy.