SettleUp SettleUp

Terms of Service

Last updated: March 15, 2026

1. Acceptance of Terms

By downloading, installing, or using SettleUp ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

SettleUp is a digital strategy board game for iOS and web that allows you to play against AI opponents and other players online. The App offers both free and premium subscription tiers with varying levels of access to features, including voice chat for premium subscribers during online multiplayer games.

3. Account Registration

To access certain features, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating your account.

4. Subscriptions and Payments

4.1 Subscription Tiers

SettleUp offers three tiers: Free, Premium, and Premium Plus. Each tier provides different levels of access to AI difficulties, personalities, and features as described on our pricing page.

4.2 Auto-Renewal

Paid subscriptions automatically renew at the end of each billing period (monthly or annual) unless you cancel at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase.

4.3 Free Trial

We may offer a free trial period for premium subscriptions. If you do not cancel before the trial ends, your subscription will automatically convert to a paid subscription at the listed price.

4.4 Cancellation

You can manage or cancel your subscription at any time through your Apple ID account settings. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial billing periods.

4.5 Price Changes

We reserve the right to change subscription prices. You will be notified in advance of any price changes, and the new price will take effect at the start of your next billing period.

4.6 In-App Purchases

SettleUp offers one-time in-app purchases including game expansions (e.g., Cities & Knights, Seafarers) and Offline Mode. These are separate from subscriptions and provide permanent access to the purchased content.

In-app purchases are processed through Apple's App Store and are non-refundable. Premium Plus subscribers receive a 20% discount on expansion purchases. All purchases are tied to your Apple ID and can be restored on any device signed into the same account.

5. Acceptable Use

You agree not to:

  • Use the App for any unlawful purpose
  • Attempt to exploit, hack, or reverse-engineer the App or its servers
  • Use automated systems or bots to interact with the App
  • Harass, abuse, or send offensive messages to other players
  • Attempt to manipulate game results or exploit bugs
  • Share your account credentials with others
  • Circumvent subscription restrictions or rate limits

5.1 Voice Chat Conduct

When using voice chat in online multiplayer games, you additionally agree not to:

  • Use voice chat to harass, threaten, or intimidate other players
  • Transmit hate speech, discriminatory language, or slurs
  • Share personal information (yours or others') over voice chat
  • Play music, use soundboards, or transmit disruptive audio
  • Attempt to record or redistribute other players' voice communications

Violations of voice chat conduct may result in suspension of voice chat access, account restrictions, or account termination. You can report voice chat abuse using the in-game report feature or by contacting us through our support page.

We reserve the right to suspend or terminate accounts that violate these terms.

6. Intellectual Property

The App, including its design, code, graphics, and content, is owned by SettleUp and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes.

Settlers of Catan is a trademark of CATAN GmbH. SettleUp is an independent game inspired by classic strategy board game mechanics and is not affiliated with, endorsed by, or licensed by CATAN GmbH or any related entities.

7. AI Services

The App uses third-party AI services to power opponent gameplay. AI-generated moves and chat messages are automated and do not represent the views of SettleUp. We are not responsible for the content generated by AI models. AI service availability may vary and is not guaranteed.

8. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the App will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, SettleUp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App, including but not limited to loss of data, loss of profits, or interruption of service.

10. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the App after changes are posted constitutes acceptance of the new Terms.

11. Contact Us

If you have questions about these Terms, please contact us through our support page.

Note: These terms of service are a template and should be reviewed by a qualified legal professional before publication.